PacificSource Health Plans is an insurance company that is based in the state of Oregon and serves the entire state. Pacific Source Health Plans was actually started in 1933 and they have been growing ever since. They have decades of experience working with physicians and customers and they make sure that the experience they have acquired is put to work for you. This company works hard to provide great customer service to their customers and they have many different health plans available to you at low costs.
For those who are living in the state of Oregon and have no other health care PacificSource Health Plans offers some great selections that are available to individuals and their dependent family members as well. PacificSource Health Plans offers their Elect line of health insurance products for you to choose from. The three basic options that PacificSource Health Plans offers are Elect Plus, Elect Value, and Elect FlexPerks.
The Elect Plus program that PacificSource Health Plans offers is the program that is the most comprehensive of the three. Co-pays for this program are usually $25 per visit and it covers accidents, illnesses, preventive care, and prescription costs. You have the option to choose your deductible, which can vary from $500 to $7500, depending on your choice. The higher deductible you choose the cheaper your plan will be, but remember that the deductible will be coming out of your pocket.
PacificSource Health Plans also offers the Elect Value program for individuals and their families. This is a plan that is low-cost and is a catastrophic coverage program. The deductibles for this plan run between $5000 and $10000 and this program covers 50% of drug costs that you may have as well. The Elect FlexPerks plan that PacificSource Health Plans offers will cover preventive care and accidents as well as prescriptions but the deductibles are quite high ranging from $1050 to $5000. This plan does offer the option of having a health savings account as well, which can be helpful for paying for other health care costs not covered by your plan.
The variety of health care options offered by PacificSource Health Plans can help you meet your family’s health care needs for a low price. You can confidently trust your health care insurance in the hands of PacificSource. They have been in the business for decades and can offer you the peace of mind you need.